Thinking of Moving to Spain from the US After Election Day? Read this first!
Thinking of Moving to Spain from the US After Election Day? Read this first!
Blog Article
Are you feeling the weight of the high cost of living, limited access to healthcare, or rising insecurity in the US?
If you wonder if Spain could be your next chapter, this guide is the perfect starting point.
I will be brutally honest and paint a real picture of what to expect when moving to Spain, so you can make an informed decision and navigate your transition smoothly.
Can a U.S. Citizen Just Move to Spain? – What You Need to Know First
Not really. Initially, you can stay in Spain for up to 90 days within a 180-day period without a visa. However, to stay longer, securing a visa and residency permit is a must.
Whilst moving to Spain from the U.S. can feel like chasing a dream, it’s essential to be fully prepared for the reality of the process. U.S. citizens must navigate complex residency requirements.
This process may involve more paperwork than you’d expect—be ready for a true test of patience. But beyond the bureaucratic hurdles, one of the most common (and costly) mistakes expats make is not understanding when they officially become tax residents in Spain. You don’t need to formally register as a resident to be liable for Spanish taxes—if you spend more than 183 days in Spain within a calendar year, you are automatically considered a tax resident.
What does this mean in practice? It means you may need to declare and pay taxes on your worldwide income—including rental income, investments, or business earnings from the U.S. Even if you stay under the 183-day threshold, you could still be considered a Spanish tax resident if your main economic interests or family ties are in Spain. Many expats assume they will only be taxed on income earned in Spain, only to be hit with unexpected tax bills on their foreign pensions, investments, or rental properties.
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Living in Spain Planning Guide ?
Before Moving to Spain
Research the visa process, residence permits, and other essential documentation early on.
Did you know it’s mandatory to have documents certfied translated by a sworn translator? Consider hiring a translation service like Translyte for handling any official documents.
Important: If you’re moving from a non-European country, private health insurance is required for your copyright.
Finalize your local health insurance plan with Innoinsure for comprehensive coverage, or opt for the digital insurance services of Feather or ASSSA.
If you are a digital nomad or need travel insurance, SafetyWing provides flexible coverage for individuals living abroad.
If your pets have joined you, use Petplan for their health insurance and well-being.
Once in Spain
Use platforms like Spotahome get 15% off with code: CTSPAIN15 or Flatio to find your new home in Spain. They offer verified listings and short- to long-term rental options.
Spain’s Residency Pathways – How to Get Started
Spain provides several residency pathways for U.S. citizens. Popular options include the non-lucrative visa, ideal for retirees or those with independent income (but prohibits working), and the Golden Visa for significant investors.
A student visa is one of the most straightforward options for moving to Spain for over 180 days. It allows you to stay legally while studying and can sometimes lead to other residency options later.
For remote workers, the Digital Nomad Visa has emerged as a strong alternative, allowing expats to live in Spain while working for non-Spanish companies. However, it comes with strict income and employment eligibility requirements, and U.S. citizens often face additional hurdles proving social security contributions, which can complicate the application process.
Most visas require applications at a Spanish consulate in the U.S., and once approved, you’ll have to complete more steps upon arrival, such as registering for a TIE (foreign identity card) and obtaining a local empadronamiento (residency registration).
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The process can feel endless, so prepare yourself mentally and logistically for delays and multiple rounds of documentation.
Choosing the wrong visa—or failing to understand its restrictions—can lead to rejection, legal issues, or unexpected tax obligations. For example, many expats on a Non-Lucrative Visa unknowingly continue working remotely for their foreign employer, which violates visa conditions and can result in fines or even deportation.
If you’re planning to move to Spain, thoroughly researching visa requirements and restrictions before applying is crucial—making the wrong choice can set you back months or even years in your relocation plans.
The Essential NIE and TIE Process – Your Guide to Spain’s Identification Cards
The NIE (Numero de Identidad de Extranjero) and TIE (Tarjeta de Identidad de Extranjero) are essential for navigating life in Spain.
I recall spending weeks trying to get my NIE sorted—I kept being sent to different places and getting mixed information.
Without your NIE/TIE, life is in limbo; renting an apartment, opening a bank account, or even getting a phone plan becomes nearly impossible.
To obtain your NIE (or Foreigner Identification Number) in Spain, you will need to follow specific procedures set by the authorities. This includes submitting the necessary documentation, such as:
- Completed application form;
- Proof of residence or reason for application;
- Payment of the corresponding fee.
It is advisable to start this process as soon as possible to avoid delays in legal matters or bureaucratic procedures during your stay in Spain.
The TIE, which is the foreigner identity card, serves as an identification document and allows you to legally reside in Spain.
To apply for your TIE, you will need to gather the necessary documentation, such as a valid copyright, proof of residence, and a completed application form.
Adapting to Life in Spain – Embracing Culture, Language, and Lifestyle
Adjusting to life in Spain requires an open mind and a willingness to adapt. One of my early lessons was distinguishing between Castellano (Spanish) and Catalan—essential in regions like Catalonia.
Although in big cities many people speak English, dealing with government offices or local businesses will require some basic level of Spanish.
The culture is welcoming, but it’s the little customs, like the late dinners and long siestas, that truly shape your day-to-day experience.
Healthcare in Spain for U.S. Expats – The Good, the Bad, and What to Watch Out For
Before you can benefit from the public system, you’ll need to register for an empadronamiento (proof of residence).
Even with a health card, navigating which local clinic you’re assigned to can be tricky. During my first experience giving birth in Spain, I dealt with a number of setbacks with public healthcare system e.g. last-minute cancelations, countless strikes, no flexible appointment time, etc.
While public healthcare is comprehensive, private insurance can be invaluable for more immediate or specialized care.
Access to the Spanish public healthcare system is typically limited to Spanish citizens, with high out-of-pocket expenses for expats. Therefore, United States citizens considering relocating to Spain should prioritize obtaining a comprehensive private health insurance plan.
Choosing the Right Insurance in Spain for US Citizens
Selecting the most suitable health insurance can feel overwhelming. Here’s a breakdown of some reputable providers recognized for their exceptional coverage and value in Spain
Unique Considerations for US Citizens Moving to Spain
The ETIAS (European Travel Information and Authorization System) is a new requirement for US citizens and other visa-exempt nationals travelling to Europe, including Spain.
As part of the Visa Waiver Program, US citizens can visit countries within the Schengen Area for up to 90 days without a visa.
However, with the implementation of ETIAS, American tourists will now need to complete an online application process before their trip.
It is important for US citizens planning to stay in Spain or any other Schengen country to understand and comply with the entry requirements set forth by the ETIAS system.
This additional step aims to enhance security measures while streamlining the travel process for visitors from visa-exempt countries like the United States.
The Pros and Cons of Living in Spain – An Honest Perspective for Future Expats
Spain offers undeniable advantages, from a slower-paced lifestyle and breathtaking landscapes to universal healthcare. However, it’s not without its downsides.
The cost of living, particularly in cities like Barcelona and Madrid, can feel disproportionate to local salaries.
Bureaucracy is persistent and often illogical, testing your patience at every step. And while the weather and culture are wonderful, you may find the paperwork and economic realities weigh heavily.
For those who crave efficiency and financial comfort, Spain may not be the ideal long-term choice.
But if you seek a more relaxed lifestyle, good quality of life, good food, and a slower pace it’s an enriching place to call home.
Final Tips and Recommendations – Preparing for Your Spanish Adventure
If you’re determined to make the move, be prepared with a comprehensive plan for visas, finances, and housing.
Build a network through expat communities to share tips and get support.
Lastly, embrace the unpredictability with an open mind and a good sense of humor.
Spain is full of charm, but it’s a charm best enjoyed when you’re ready for the occasional frustration.
Is Spain moving to Spain still an option after reading this? If so, I am here to help you make it happen!
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